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1. #HOW TO BUY A MACBOOK WITH A STUDENT LOAN HOW TO#
2. #HOW TO BUY A MACBOOK WITH A STUDENT LOAN FULL#
3. #HOW TO BUY A MACBOOK WITH A STUDENT LOAN PRO#

I've heard that closing a credit card can negatively impact your credit history. The downside is that this is a credit card and I don't know if I want an additional line of credit. Since I have no major bills to pay, this should be relatively easy for me.

#HOW TO BUY A MACBOOK WITH A STUDENT LOAN FULL#

The upside is that there will be no interest charged as long as the laptop is paid in full in that time-frame. The Barclaycard is an actual credit card that can be used to purchase one apple product and finance it through a specified amount (6, 12, 18 months). Option #2: Barclaycard with Apple Rewards The downside is that there will be interest on the amount of the loan. Since I have a relatively new credit history, I can have my father cosign for me. The main perk of this financing option is that you can have a cosigner. My main question is, how do I finance the laptop? There are a few options that Apple provides.Įssentially a loan for the amount of the laptop. Mac or this laptop is better than that one. I am not here having a debate on Windows vs. Secondly, Discover provides student loans which is something I am interested in once I transfer to a four-year school.Īll my minor expenses go through the Discover card and the balance is paid in full every billing cycle. To connect your computer to two additional monitors, you will need one that includes at least two display outputs either in the form. First, it was popular with great benefits/features and zero-percent interest for the first six months. Select a MacBook dock that includes as many ports as possible.

#HOW TO BUY A MACBOOK WITH A STUDENT LOAN PRO#

I recently obtained the Discover IT card for two reasons. It is usually the case that Amazon and Best Buy have the best MacBook deals.As a rule of thumb, Apple typically discounts either the MacBook Air M1 or the MacBook Pro M1 to between 50 and 250.According to our research, Amazon offers slightly better MacBook sales than Apple and its competitors.

#HOW TO BUY A MACBOOK WITH A STUDENT LOAN HOW TO#

I have been actively seeking information on how to build my credit history now that I have an income and no major bills. I wanted to build upon my finances and this subreddit has been very helpful. The 12-inch MacBook is also getting discounted up to 200 at Best Buy. I did have to pay for community college out-of-pocket but I am on a scholarship now. MacBook Pros are seeing student discounts as hefty as 500 but typically 200 on both the 13- and 15-inch MacBook Pro. I still live with my parents and have no major bills/obligations to take care of.

My take home pay is minimum wage (roughly $600 bi-weekly). Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. They promise special access to repayment plans, new federal loan consolidations, or loan forgiveness programs. Scammers use fake seals and logos to lure people in. They might even say they’ll wipe out your loans by disputing them. Get your financial house in order, learn how to better manage your money, and invest for your future. Or they might promise a loan forgiveness program that most people won’t qualify for.

Private communication is not safe on Reddit.